Halu, halu! Singit blog amidst this crazy busy holiday! I got back from Iligan last December 26. Lots of stories there. =) We did a lot of errands when we got back and then got quite busy again with the business community Create Abundance (I'm now a core team member! Yipee!). Check out our online community here , you'll find my face in their front page. haha. Nag-plug pa noh? I'm now in for a really exciting journey towards financial freedom through this community. Na-eexcite na ko sa dami ng mga free books and audiobooks and our gatherings and all the learnings I'll acquire from my mentors there. I've blogged before that in 15 years time, we might actually be earning our first million. After I joined the community, I'm quite sure I'd be able to achieve this in 2 years time...or less!!! Exciting! My family is my greatest motivation for this. Husband is sharing my excitement as well. If you wish to be part of this great community, just let me know. You can text me at 0916-5316580 or 0923-6363614. =)
So there, we just got back today from a wedding of an officemate and we'll be waking up early morning tomorrow for another friend's wedding in Greenhills. There's also another wedding on Saturday, Jan 3. So, wedding marathon na talaga ito! hehe. New Year lang ang pahinga. =)
How's your holiday so far? =)
Monday, December 29, 2008
Wednesday, December 17, 2008
vacation mode
I'm very much feeling the holidays! Every weekend is hectic and we almost always start the day very very early. The past 3 days have been extra special. Will post about it in my multiply account tomorrow. Hehe. Pasuspense pa noh?
I only have to go to work until Friday and then I'm officially on vacation until January 2. Yey! Saturday will be spent on giving gifts to our relatives and godchildren because we're flying early Sunday morning to Mindanao. We will be back here in Manila on the 26th and then the days following will be busy with weddings we have to attend to (I still need to find a suit for J).
Bakasyon na naman. Happy Holidays! :)
I only have to go to work until Friday and then I'm officially on vacation until January 2. Yey! Saturday will be spent on giving gifts to our relatives and godchildren because we're flying early Sunday morning to Mindanao. We will be back here in Manila on the 26th and then the days following will be busy with weddings we have to attend to (I still need to find a suit for J).
Bakasyon na naman. Happy Holidays! :)
Friday, December 12, 2008
my 5 success
Part of what I learned in my seminar last night (I'm finished with module 3 of the wealthcourse! yey!) is to list down your 5 successes everyday. That way, your successes will be more glaring than your failures. Being successful is a habit, as what my mentor told me. So let me share to you the things I consider as my successes for this day.
1. Touching words from a friend who reads my blog. Thanks Jackie. =)
2. Crocs orders. Yey!
3. An insightful discussion with husband this morning.
4. I have finally released that proposal letter that has been in draft mode for so long.
5. Finishing module 3 (well, this was late last night's success. hihi.)
1. Touching words from a friend who reads my blog. Thanks Jackie. =)
2. Crocs orders. Yey!
3. An insightful discussion with husband this morning.
4. I have finally released that proposal letter that has been in draft mode for so long.
5. Finishing module 3 (well, this was late last night's success. hihi.)
Thursday, December 11, 2008
Crocs for Sale!
I'm selling crocs for only 1,000 pesos! Any design! They are authentic crocs but are export overruns that's why they're cheaper than those sold in malls. Guaranteed no defects. You can view the items here. There are available designs for women, men and kids!!
For orders, you can send me a friendster message or testimonial or you can email me at the following email addresses berna.gutierrez@gmail.com or bernagutierrez@yahoo.com. Happy shopping!
For orders, you can send me a friendster message or testimonial or you can email me at the following email addresses berna.gutierrez@gmail.com or bernagutierrez@yahoo.com. Happy shopping!
Tuesday, December 9, 2008
come fly with me
It's confirmed. We're flying again to Iligan to celebrate Christmas with J's family. I'm excited but a bit sad. This will be my first Christmas away from home. Huhu.
I sure hope we get to go white water rafting in CDO this time and I would love to see more falls! hihi.
I sure hope we get to go white water rafting in CDO this time and I would love to see more falls! hihi.
Monday, December 8, 2008
fruitful weekend
Saturday, i dragged the husband to our early morning appointment in Ortigas. We were to attend the Cashflow 101 workshop conducted by Create Abundance Community . I so wanted to get J involved with this, for him to get a glimpse of what I've been up to for the past weeks and for him to personally see that this could actually change our lives. I told him it was going to be fun. After all, we are only going to play a board game! This game was designed based on the best-seller book by Robert Kiyosaki and the main goal is to raise one's financial IQ. And so we headed off 8 am on a Saturday to Pearl Drive in Ortigas despite the resistance in my husband (gusto pa nyang matulog).
The game lasted for about 3 hours and yet I didn't feel it was that long. I was so caught up in the game, I even wanted to play longer. I was clueless on what to do at the start. There were opportunities being presented to me but I didn't know if it's a good opportunity or not. Not until I experienced some losses and gains was I able to learn how to really play it. Our facilitator also mentioned some points during the middle of the game which helped us decide on the opportunities. The goal of the game is to get out the rat race (which I'm in right now. my life seem to be only within the cycle of paycheck-paying bills-paycheck-paying bills). During the start of the game, all of was wanted to land in the "paycheck" box wherein we receive money from the bank. This was our salary. And then later on, when we knew better, we're all disappointed if we landed there. All we want is to land on the opportunities.
I learned a lot. And so did the husband. Now both of us has increased our financial literacy. I'm definitely playing this game again. I need to play 3 times before I can qualify for the Cashflow 202 game. If you're thinking that I just buy the boardgame, it costs a freakin' P15,000! Mahal no? If you're also interested to play this game, let me know. =) The fee is only P200 (includes lunch and bottomless iced tea while you're playing) and I promise you it will be money well spent.
Saturday was spent on raising our financial IQ, Sunday was spent for shopping. Haha. We took advantage of the Pacquiao game early Sunday morning and headed off to the Richwell Trading Center Sale in Libis. I got this information from blogger friend Mai. Since we haven't shopped gifts for our nieces,nephews and godchildren and we don't have the EQ to go to Divisoria, we decided to just buy all the toys in the Richwell Sale. As expected, the place wasn't crowded. And, again, as expected there were a lot of good items on sale! Imagine a barbie doll worth only P400! At ang ganda pa ng lalagyan. The only problem we had was the ventilation. After about 30 minutes inside the building, hubby and I were kinda nauseous already. But since I was hell-bent on completing the gifts, I shrugged off the queasiness and proceeded to rummage through the items. In less than 2 hours, we were done shopping! Hubby was extra surprised when our bill totalled to only P2,500. We bought 9 toys. All were really nice and affordable!
There were a lot of good finds there. I was amazed at the affordable Baby 1st items especially the bath tub seat I've been eyeing since time immemorial. Hubby wanted the Chicco stroller and the car seat. Educational toys were everywhere. We were so tempted to get all those for our JB but maybe due to our Saturday workshop, we had the discipline to stop ourselves from doing so. Haha. Wala sa budget ang magshopping for JB dun e. We've shopped for him already. Maybe if we'll have an extra budget towards the later part of December, we can probably drop by in the warehouse again. I figured, everything will be at rock-bottom prices on its last day (Dec 23 I think) because I noticed the salesladies further slashing the prices in half in some of the items.
After our Libis adventure, we headed to Landmark Trinoma to buy clothes for our not-so-young nieces, nephews and godchildren. Again, few people in the mall. Parking is hard though! In an hour, we were done! It's really so easy when you're not competing with a lot of people. The salesladies attended to us well.
We got home just in time for the 2pm delayed telecast! Isn't that good time management or what? hehe.. =)
The game lasted for about 3 hours and yet I didn't feel it was that long. I was so caught up in the game, I even wanted to play longer. I was clueless on what to do at the start. There were opportunities being presented to me but I didn't know if it's a good opportunity or not. Not until I experienced some losses and gains was I able to learn how to really play it. Our facilitator also mentioned some points during the middle of the game which helped us decide on the opportunities. The goal of the game is to get out the rat race (which I'm in right now. my life seem to be only within the cycle of paycheck-paying bills-paycheck-paying bills). During the start of the game, all of was wanted to land in the "paycheck" box wherein we receive money from the bank. This was our salary. And then later on, when we knew better, we're all disappointed if we landed there. All we want is to land on the opportunities.
I learned a lot. And so did the husband. Now both of us has increased our financial literacy. I'm definitely playing this game again. I need to play 3 times before I can qualify for the Cashflow 202 game. If you're thinking that I just buy the boardgame, it costs a freakin' P15,000! Mahal no? If you're also interested to play this game, let me know. =) The fee is only P200 (includes lunch and bottomless iced tea while you're playing) and I promise you it will be money well spent.
Saturday was spent on raising our financial IQ, Sunday was spent for shopping. Haha. We took advantage of the Pacquiao game early Sunday morning and headed off to the Richwell Trading Center Sale in Libis. I got this information from blogger friend Mai. Since we haven't shopped gifts for our nieces,nephews and godchildren and we don't have the EQ to go to Divisoria, we decided to just buy all the toys in the Richwell Sale. As expected, the place wasn't crowded. And, again, as expected there were a lot of good items on sale! Imagine a barbie doll worth only P400! At ang ganda pa ng lalagyan. The only problem we had was the ventilation. After about 30 minutes inside the building, hubby and I were kinda nauseous already. But since I was hell-bent on completing the gifts, I shrugged off the queasiness and proceeded to rummage through the items. In less than 2 hours, we were done shopping! Hubby was extra surprised when our bill totalled to only P2,500. We bought 9 toys. All were really nice and affordable!
There were a lot of good finds there. I was amazed at the affordable Baby 1st items especially the bath tub seat I've been eyeing since time immemorial. Hubby wanted the Chicco stroller and the car seat. Educational toys were everywhere. We were so tempted to get all those for our JB but maybe due to our Saturday workshop, we had the discipline to stop ourselves from doing so. Haha. Wala sa budget ang magshopping for JB dun e. We've shopped for him already. Maybe if we'll have an extra budget towards the later part of December, we can probably drop by in the warehouse again. I figured, everything will be at rock-bottom prices on its last day (Dec 23 I think) because I noticed the salesladies further slashing the prices in half in some of the items.
After our Libis adventure, we headed to Landmark Trinoma to buy clothes for our not-so-young nieces, nephews and godchildren. Again, few people in the mall. Parking is hard though! In an hour, we were done! It's really so easy when you're not competing with a lot of people. The salesladies attended to us well.
We got home just in time for the 2pm delayed telecast! Isn't that good time management or what? hehe.. =)
Thursday, December 4, 2008
me, the entrepreneur
I've been busy the past 2 weeks with this online business community which aims to teach their members to achieve financial freedom. I have always wanted to be an entrepreneur. In fact, I even enrolled myself in an MBA program before (which I still have to finish btw). When I got married and when I had JB, all the more that I felt the need to have my own business. I don't want to be a corporate slave for the rest of my life. I may have climbed up the ladder but the price I have to pay for this is very high: my time. And time with my family is very important to me especially since JB is still young (I'm hoping that I can homeschool him when he's 3) and I have to be available on the few times that the husband is home (and this sometimes doesn't necessarily mean weekends).
I can always have time if I quit my job but that would mean strain in our monthly income. So business is really the way to go. This way, I own my time and the possibility to earn is endless. So I have been racking my brain on what business to venture on. I guess the law of attraction is indeed true as I received an email one day from a fellow military wife inviting me to this business community called Create Abundance. I'm sharing this to you because on the two times that I attended their focus group discussions, I have learned a lot. We even made a major overhaul in our budgeting process because Create Abundance taught me a money management system that really works! I have already finished module 2 (the program is until module 3). There's an assignment after each module and right now, the task on hand is really testing my "diskarte" and creative abilities to the core. Still, I'm learning. It's like I'm in MBA again. Only this time, it's for free!!! I didn't have to shell out 20K per term. haha! I only have to pay for my starbucks drink everytime I meet up with the group for the discussions. This could be the start of something grand! =)
If you want to join, just click on this link. Joining will just take 5 minutes of your time and it's pretty much just like friendster, only it's a business community. You can also check their website for more info.
I can always have time if I quit my job but that would mean strain in our monthly income. So business is really the way to go. This way, I own my time and the possibility to earn is endless. So I have been racking my brain on what business to venture on. I guess the law of attraction is indeed true as I received an email one day from a fellow military wife inviting me to this business community called Create Abundance. I'm sharing this to you because on the two times that I attended their focus group discussions, I have learned a lot. We even made a major overhaul in our budgeting process because Create Abundance taught me a money management system that really works! I have already finished module 2 (the program is until module 3). There's an assignment after each module and right now, the task on hand is really testing my "diskarte" and creative abilities to the core. Still, I'm learning. It's like I'm in MBA again. Only this time, it's for free!!! I didn't have to shell out 20K per term. haha! I only have to pay for my starbucks drink everytime I meet up with the group for the discussions. This could be the start of something grand! =)
If you want to join, just click on this link. Joining will just take 5 minutes of your time and it's pretty much just like friendster, only it's a business community. You can also check their website for more info.
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